Real Estate Deeds and Documents
Pricing Information
$300 + County Recording Cost
For more Real Estate Deeds Information or to learn about how we can help, call our office at 925-934-6320
Trust Transfers
The seller does not guarantee free and clear ownership. There may be other liens needing payment.
Quit Claim Deeds
These deeds are mostly used for quick title transfers like a divorce when one spouse quitclaims to the other.
Grant Deeds
The seller conveys the property to the buyer with a guarantee of owning the property with the right to sell.
Gift Deeds
Transfer real property from one party to another with no exchange of consideration, monetary or otherwise.
The Benefit of Title Insurance
The problem with most of the deeds mentioned above become solved by getting title insurance. Every lender requires title insurance to protect their mortgage or loan. But, cash sales without a lender doesn’t require title insurance. Therefore, every buyer needs to purchase title insurance to protect themselves in an all-cash sale.
Title insurance involves conducting a search of the title’s history in the public records to ensure the title properly transferred from the first owner to the current buyer. Any liens, encumbrances, and title clouds get resolved before the escrow closing.
If a mistake occurs during the title search the title insurance policy requires the insurance company to fix any clouds, liens, and encumbrances. These mistakes most often occur with the sale of distressed properties where an unrecorded lien or a claim to its ownership shows up after the closing.
Now after learning about the different types of deeds and how title insurance protects against any problems let’s explore the different ways to take the title.
The four ways to take title to real estate in California include:
- Tenancy in Common
- Joint Tenancy;
- Separate Property
- Tenants in Common with Right of Survivorship.
